What’s Covered?

Our travel insurance, powered by Just Travel Cover, offers a range of options to suit every traveler. Here’s what you can look forward to:

• Single Trip Cover: Perfect for one-off getaways, with protection for up to 365 days—covering you and your companions under one simple policy.
• Annual Multi-Trip Cover: For frequent flyers, enjoy coverage for multiple trips (up to 93 days each) in a year, anywhere from the UK to abroad, with no upper age limit on most plans.
• Winter Sports Cover: Hit the slopes with confidence—protection for skiing, snowboarding, and more, tailored to your activity level.
• Cancellations & Delays Cover: Stuck at the airport or facing a canceled flight? This keeps your wallet safe from unexpected costs, so you’re not left stranded.
• Baggage & Belongings Cover: Peace of mind for your suitcase and personal items—lost, damaged, or delayed, you’re covered, whether they’re in transit or by your side.
• Pre-Existing Medical Conditions: Hundreds of conditions can be covered, so you can travel worry-free, no matter your health history.
• Personal Liability Cover: Financial protection if you accidentally damage property or injure someone—like breaking a rented bike on an adventure holiday.
• Smart Luggage Cover: Award-winning innovation—get £50 if your luggage is delayed by 30 minutes, and £500 more if it’s lost for 48 hours, all in real-time payouts.
• Terrorism Cover: Available on some policies, this offers support for medical costs, evacuation, or travel home if an act of terrorism disrupts your trip.

Features and benefits vary by insurer—check policy details to ensure your perfect match.

Features & Benefits of Travel Insurance

Here at GT Insurance, we work closely with Just Travel Cover, to provide you with great deals on your travel insurance – at great prices!

You can compare multiple prices from a variety of reputable travel insurance brands, with up to 5-star cover available* PLUS the option to choose between Gold, Silver and Bronze level cover packages.

Just Travel Cover’s single trip travel insurance protects you for one single trip of up to 365 days – it can even cover all companions in one policy to avoid the need of completing multiple policies. With no upper age limit and zero excess options available, you can feel confident that you’ll find the right deal for your next trip.

For avid travellers planning on travelling multiple times within the year (up to 93 days) - in the UK or abroad, then you may benefit from annual multi-trip travel insurance. For the most part, this is available for travellers of any age – though some insurance providers will cap at the age of 75.

Did you know that over 25 million belongings were mishandled across the travel industry in 2019?**

With that figure in mind, award winning ‘Smart Luggage’ was created – a product designed to give you a real time pay-out should your luggage become lost or delayed.

If your luggage is delayed by 30 minutes, you’ll get a real-time pay-out of £50. What’s more, if your luggage is not returned to you within 48 hours, you’ll receive a further £500 so that you can buy the essentials and still enjoy your holiday.

Cancellation and delays can cause tears and havoc – for your wallet in particular.

Nobody wants to be stuck in an airport, fretting about how they’re going to get to their next destination, or worrying about if they can afford the cost of a new flight. That’s where cancellation and delays cover comes in - it’s designed to make sure you aren’t left out of pocket if your holiday is cancelled due to unforeseen circumstances.

Personal liability cover provides you with financial protection in the event of any injuries or damages that you cause to a third-party whilst you’re on holiday.

Imagine you’re on an activity holiday and you accidentally crash and break a mountain bike you’ve hired - this could cost a fortune to replace. Personal liability cover is there to provide you with financial protection against these risks, just make sure you select the right level of sports and activities cover.

As the name suggests, personal possessions and baggage cover provides protection against the risk of your suitcase and its contents becoming lost or damaged during transit. It also covers personal belongings, whether they are in your suitcase or not.

We’ve all had that moment of doubt when our suitcase takes a little longer than anticipated to come through the baggage carousel. With this level of cover you can relax knowing you’ll be financially protected if your items do become lost.

We truly hope this is something nobody will ever have to experience, but if, on the off chance you do - you’d appreciate the financial support and security provided under terrorism cover.

Terrorism cover is available on some policies. It offers you financial protection against costs incurred as a result of an act of terrorism. This includes, but isn’t limited to medical expenses, transport, travel home and evacuation to a safe place.

Please note: Features, benefits and cover will vary by insurer. It’s therefore important to read an insurance providers policy booklet and terms in full before you buy travel insurance.

Our Other Personal Insurance Solutions

Explore our range of policies designed to keep your life running smoothly: